A home inspection is your best protection against buying a money pit. Whether you're attending the inspection or reviewing the report, here's everything that should be checked—and what the findings mean.

🏠

Roof & Exterior

Shingle condition (curling, cracking, missing)
Roof age and estimated remaining life
Flashing around chimneys, vents, skylights
Gutters and downspouts (attached, draining away)
Fascia and soffit condition
Siding damage or deterioration
Paint peeling or wood rot
Chimney condition (cracks, leaning, cap)
Red flags: Sagging roof lines, multiple shingle layers, daylight visible in attic, active leaks
🏗

Foundation & Structure

Foundation cracks (horizontal = concerning)
Signs of water intrusion in basement/crawl
Floor level (check with marble or level)
Wall cracks (especially diagonal at corners)
Doors and windows that stick
Basement/crawlspace moisture or odors
Sump pump presence and function
Red flags: Horizontal foundation cracks, stair-step cracks in brick, evidence of previous repair attempts

Electrical System

Panel type and capacity (100-200 amp typical)
Panel condition (rust, burning smell, warm)
Wiring type (copper vs aluminum)
GFCI outlets in kitchens, baths, outside
Three-prong outlets (or proper grounding)
Exposed or damaged wiring
Double-tapped breakers (two wires on one)
Red flags: Federal Pacific or Zinsco panels, knob-and-tube wiring, aluminum wiring (fire risk), DIY electrical work
💧

Plumbing

Pipe material (copper, PEX, galvanized, polybutylene)
Water pressure at multiple fixtures
Visible leaks under sinks
Water heater age and condition
Drainage speed at all fixtures
Toilet stability and function
Water stains on ceilings below bathrooms
Sewer line condition (consider separate scope)
Red flags: Polybutylene pipes (prone to failure), galvanized pipes in older homes, water heater over 12 years old
🌡

HVAC System

System age (typical life: 15-20 years)
Heating and cooling function test
Air filter condition
Ductwork condition and insulation
Thermostat operation
Signs of rust or damage
Heat exchanger cracks (furnace)
Proper venting of combustion gases
Red flags: System over 20 years, unusual sounds, uneven heating/cooling, rust or corrosion
🏦

Attic & Insulation

Insulation type and depth
Ventilation (soffit and ridge vents)
Signs of roof leaks or water damage
Pest evidence (droppings, nesting)
Bathroom fans venting outside (not into attic)
Structural integrity of rafters/trusses

Additional Inspections to Consider

Sewer Scope ($100-300)

Camera inspection of sewer line. Essential for older homes with mature trees.

Radon Test ($100-200)

Recommended for all homes, especially with basements.

Termite/Pest ($75-150)

Often required by lenders. Checks for wood-destroying insects.

Mold Testing ($300-600)

If you notice musty odors or see visible mold.

Well & Septic ($150-500)

Required for homes not on municipal water/sewer.

Lead Paint ($250-400)

Homes built before 1978 may contain lead paint.

After the Inspection

1
Review the full report carefully

Don't just skim—understand every issue.

2
Prioritize issues

Safety issues > expensive repairs > minor issues.

3
Get repair estimates

For major issues, get quotes from contractors.

4
Negotiate with seller

Request repairs, credits, or price reductions.

Keep Your Inspection Report in NestorAI

NestorAI helps you track inspection findings and follow up:

  • Store your inspection report digitally
  • Create a checklist of issues to address
  • Track repairs as you complete them
  • Reference findings for maintenance planning
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